Finally, Mummy had some personal time & space.
Yesterday, Mummy had a chance to go to Bank Negara and check Mummy's latest financial status & confirmed that Citibank is the culprit ! Mummy had difficulties applying for housing loan thanks to Citibank. A credit card which was returned in year 2002 has not been cancelled yet ! Had not been receiving any communications from them either. Greatest part was Mummy was slapped with interest, late charges, yearly GST as well. Lousy bank ... Made an official complain with letter and hopefully the case can be settled ASAP, which is not very likely. Sigh ...
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